Financial tools

APR Calculator

Estimate an annual percentage rate from the amount borrowed, upfront fees, payment and term.

Borrowing & repayment Runs in your browser

Calculator

Enter your assumptions

Amount borrowed Upfront fees Monthly payment Term months

How it works

The calculator solves for the monthly discount rate that equates net proceeds with the present value of scheduled payments, then annualizes that rate. Regulatory APR calculations can differ by jurisdiction.

Important

Results are mathematical estimates based only on the values you enter. They do not include every lender rule, tax, fee, legal requirement or product condition. Verify real terms with the provider or an official source before acting.

Enter your assumptions

Estimated outcome