Financial tools

Loan Affordability Calculator

Estimate a possible new monthly payment and loan amount from a user-defined DTI assumption, rate and term.

Borrowing & repayment Runs in your browser

Calculator

Enter your assumptions

Gross monthly income Existing monthly debt payments Target DTI assumption % Annual interest rate % Term months

How it works

The calculator first allocates the user-defined target share of gross income to total debt payments, subtracts existing debt payments, then converts the remaining payment into a loan amount using a standard amortizing-loan model.

Important

Results are mathematical estimates based only on the values you enter. They do not include every lender rule, tax, fee, legal requirement or product condition. Verify real terms with the provider or an official source before acting.

Enter your assumptions

Estimated outcome